Sasongko Budisusetyo
(Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya, Indonesia)
Erina Sudaryati
(Faculty of Economics and Business, Airlangga University, Surabaya, Indonesia)
Nur Suci I Mei
(Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya, Indonesia)
Diyah Pujiati
(Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya, Indonesia)
Joicenda Nahumury
(Faculty of Economics and Business, Hayam Wuruk Perbanas University, Surabaya, Indonesia)
