Open Access Policy | Journal of Business & Banking

Journal of Business & Banking (JBB)

1. OPEN ACCESS STATEMENT

Journal of Business & Banking (JBB) is a peer-reviewed, open access scholarly journal published by the Research Center and Community Services (PPPM), Universitas Hayam Wuruk Perbanas, Surabaya, Indonesia.

JBB provides immediate and free access to all published scholarly articles without subscription fees or access charges. Readers and their institutions may access the full texts of published articles without financial barriers.

Under the journal's stated open access licensing framework, users may read, download, copy, distribute, print, search, link to, and reuse published articles for lawful academic, educational, professional, and other purposes, subject to the applicable license conditions.

JBB provides immediate open access to its content based on the principle that unrestricted access to scholarly research supports the global exchange of knowledge, increases research visibility, and encourages academic collaboration.

Through this policy, JBB promotes the dissemination of research findings in business, banking, finance, management, economics, and related disciplines to researchers, practitioners, policymakers, students, and the wider public.

2. ACCESS AND REUSE RIGHTS

Articles published in JBB under the Creative Commons Attribution 4.0 International License (CC BY 4.0) are freely available to readers worldwide immediately upon publication.

Under this license, readers and users are permitted to:

Access the full texts of published articles without subscription fees or access charges.
Download, copy, print, and redistribute articles in any medium or format.
Share published articles through websites, institutional repositories, scholarly databases, and academic platforms.
Reuse, adapt, remix, translate, transform, and build upon published materials for lawful commercial or non-commercial purposes.
Use published articles for teaching, learning, scientific research, academic presentations, and professional activities.
Incorporate properly attributed materials into subsequent publications, educational resources, and other derivative works.

All forms of reuse must include appropriate attribution to the original authors, identification of the original publication in the Journal of Business & Banking (JBB), a reference to the applicable license, and an indication of any changes made.

Users must not imply endorsement by the original authors or the journal without appropriate authorization.

The reuse of individual articles remains subject to the specific license applicable to each published work.

See: Copyright Notice

3. AUTHOR RIGHTS

Authors who publish their scholarly works in JBB retain the copyright of their articles.

By publishing in JBB, authors grant the journal the right of first publication and authorize the publication and dissemination of their accepted manuscripts under the applicable open access license.

Authors retain the right to:

Use their published articles for teaching, academic research, scholarly presentations, and professional development.
Share their research findings through institutional websites, academic networks, and scholarly communication platforms.
Deposit submitted, accepted, or published versions of their manuscripts in personal, institutional, or subject-based repositories, subject to applicable publishing agreements.
Incorporate their published works into subsequent scholarly publications, books, dissertations, and research reports with appropriate acknowledgment.
Distribute their published articles through lawful academic and professional channels.

Authors remain responsible for ensuring that their manuscripts constitute original scholarly contributions and do not infringe the intellectual property rights of third parties.

When sharing or depositing published articles, authors should provide complete bibliographic information, the Digital Object Identifier (DOI), where available, and a link to the original article published in JBB.

4. PERMISSION

Under the Creative Commons Attribution 4.0 International License (CC BY 4.0), users do not need to obtain additional permission from the authors or JBB to copy, redistribute, adapt, or reuse licensed materials for lawful commercial or non-commercial purposes, provided that they comply with the license conditions.

These permissions may apply to the original text, figures, tables, illustrations, and other materials included in the published articles, unless a specific credit line or copyright notice indicates otherwise.

However, some articles may contain third-party materials, including copyrighted images, figures, tables, photographs, datasets, or other content obtained from external sources.

If such materials are excluded from the applicable Creative Commons license, users must obtain permission from the respective copyright holders when their intended use is not otherwise permitted by applicable law.

Users must provide appropriate attribution, reference the applicable license, and indicate modifications to the original materials where relevant.

Reuse of articles or other published materials does not imply endorsement by JBB, its publisher, or the original authors.

5. MEANING OF OPEN ACCESS

For the purposes of this policy, open access means that:

Peer-reviewed scholarly articles are freely available to readers worldwide without subscription fees or access charges.
Published articles are made available immediately upon publication without an embargo period.
Readers may access, download, read, share, and distribute published articles without requesting prior permission for activities permitted under the applicable license.
Materials licensed under CC BY 4.0 may be reused, adapted, and redistributed for lawful commercial and non-commercial purposes.
Users must provide proper attribution to the original authors and acknowledge JBB as the original publication source.
Published articles remain accessible through the journal's official electronic publishing platform.

JBB supports the principles of open scholarly communication by facilitating access to reliable research findings in business, banking, financial management, economics, entrepreneurship, and related areas.

The journal recognizes that open access strengthens scholarly communication, promotes knowledge dissemination, and enables academic research to contribute to professional practice and public policymaking.

6. BENEFITS OF OPEN ACCESS

Open access provides important benefits to authors, researchers, readers, academic institutions, professional communities, and society.

Increased Visibility and Discoverability

Open access articles are more accessible through scholarly search engines, indexing databases, institutional repositories, and academic platforms. This increases opportunities for readers to discover and engage with published research.

Greater Accessibility

Open access eliminates subscription barriers and enables researchers, students, and professionals from different institutions, regions, and countries to access scholarly publications without financial restrictions.

Wider Scholarly Impact

Freely accessible research has greater potential to reach diverse academic and professional audiences, encouraging scholarly discussion, further investigation, and citation.

Faster Dissemination of Knowledge

Immediate open access enables research findings to become available upon publication without an embargo period, facilitating timely scholarly communication.

Support for Academic Collaboration

Open access promotes collaboration among researchers, universities, research institutions, and professional organizations by improving access to scientific knowledge across disciplines and geographical boundaries.

Practical and Policy Relevance

Open access enables banking professionals, business practitioners, financial institutions, regulators, and policymakers to examine research findings that may support evidence-based decisions and professional practices.

Public Engagement and Knowledge Exchange

Open access allows the public to access scholarly findings and encourages informed discussions on economic, financial, business, and social issues.

Through these benefits, JBB seeks to strengthen the contribution of academic research to scientific development, professional innovation, and informed decision-making.

7. LICENSE

Articles published in the Journal of Business & Banking (JBB) under the Creative Commons Attribution 4.0 International License (CC BY 4.0) are subject to the terms and conditions of that license.

License: Creative Commons Attribution 4.0 International (CC BY 4.0)

Under this license, users are permitted to:

Share: Copy and redistribute the licensed material in any medium or format, including for commercial purposes.

Adapt: Remix, transform, translate, and build upon the licensed material for any lawful purpose, including commercial purposes.

These permissions are subject to the following conditions:

Attribution: Users must give appropriate credit to the original authors, provide a link to the applicable license, and indicate whether changes have been made. Attribution must not suggest that the original authors or publisher endorse the user or the intended use.

No Additional Restrictions: Users may not apply legal terms or technological measures that legally restrict others from exercising the rights granted by the license.

Authors retain the copyright of their published works and grant JBB the right of first publication.

Third-party copyrighted materials that are not covered by the article's Creative Commons license remain subject to their respective copyright conditions.

Articles published under different licenses remain subject to the specific terms applicable at the time of their publication.

See: Copyright Notice

RELATED JOURNAL POLICIES

For further information about the publication procedures, editorial standards, research integrity, and copyright arrangements of the Journal of Business & Banking (JBB), please refer to the following policies:

JOURNAL INFORMATION

Journal of Business & Banking (JBB)

Research Center and Community Services (PPPM)

Universitas Hayam Wuruk Perbanas

Jl. Wonorejo No. 16, Wonorejo, Rungkut

Surabaya 60296, East Java, Indonesia

Email: jbb@perbanas.ac.id

Website: https://journal.perbanas.ac.id/index.php/jbb/index