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Author Guidelines

all the contributors (authros) who want to submit their articles should follow the guidelines of JBB as the following:

The Policy of Writing

The objective of JBB publication is to increase the quality of science and enhance the interest of disseminating knowledge by the academicians, students, practitioners, and other interested parties related to it. The editors are openly to receive the research articles related to economics, accounting research, conceptual analysis, book analysis on both accounting and economics related to accountancy. This journal is published semi-annually, May-October, and November-April.

In the process of publishing, all articles which are submitted always undergo blind reviewing. When the articles are received, they will be reviewed before they are sent to the reviewers, such as whether they are written based on the criteria such as complying with the stipulated format of writing style. When they are not complied with it, they will be sent back to the authors to revise the format. When the articles are already complied with it, they will soon be sent to the reviewers related to the field of the science or the scope. The reviewers will blindly review the articles based on the appropriateness of the topic, the relevance of the research method, the significance and contribution to the science and profession pertaining to economics, business, and accounting, as well as the proportion of the up-to-date references. The review is done by the blind reviewer team—the independent reviewers. The reviewers have rights to select and judge the articles, and finally forward the results to the authors, either they are accepted or rejected with some comments. The journal also uses the anti-plagiarism software to check the originality of the article.

When all the articles are published, the authors are recommended to state that the article is original and therefore they should also take the responsibility for anything related to the article publication which may be against the publication ethics. They also state that the articles cannot be withdrawn.

The following are important for the authors:

The articles should be submitted to:

Editors of The Journal of Business & Banking (JBB)

at PPPM Universitas Hayam Wuruk Perbanas

Jl. Wonorejo Utara No. 16 Surabaya, 60296

Phone: +62 31 5992985, 5947151/52

Fax: +62 31 5992985, 5935937






  1. Articles should be typed on A4 paper submitted in soft copy
  2. The title and identity of the writer (name and email address, and/or letter address) are written on the top under the title of the article.
  3. Articles should not exceed 7.000 words or it is between 15-20 pages, 11 font of Book Antiqua, in one space, including the references, figures, and tables.
  4. Left, right, top, and bottom margin are about 1 inch
  5. Quotation, pictures or references should show the resources and year. Name, year, and page are stated if it is from the book, in which all should be consistently the same as listed in the references.
  6. References are preferably taken from the up-to-date references or the past 10-year publication copy right date.
  7. The number of pages should be on the bottom with central position.
  8.  No and title of the tables or pictures are written above the tables but the names of the figure should be typed under figures, bold typed, and the titles should be placed under the no of tables or pictures.
  9. Include the sources of tables and pictures underneath.
  10. Include the CV separately: it should tell home address, institution, phone no that can be easily contacted, education background, some titles of recent publications or research activities, field of education, and interest of the research, as well as work experience or organizational activities.



The framework of writing the articles are as the following: (1) title, (2) abstract, (3) introduction, (4) theoretical framework and hypothesis (if any), (5) research method, (6) data analysis, and discussion, (7) conclusion, implication, suggestion, and limitation(8) references, and (9) appendices.  The details are as the following.


Title of the Article

It should reflect the content, and use the words, terms, abbreviations, formulas, registers as commonly used in the research writing.



  • Abstract should include the research topic or problem, purpose of the research, method of the research, findings or results, and  implication.
  • In one paragraph between 150 – 200 words.
  • Above the article, justified paginization, Book Antigua, 11.
  • Include at least 3 – 5 keywords underneath



Introduction should be about one page, containing the background, reasons to do the research, problem formulation, purpose of the research and without sub-heading, bullets, or numbering.


Theoretical Framework and Hypothesis (If Any)

It describes the previously related studies as the primary sources. The use of secondary sources of references should not dominate the total references. Quotation should be maximally one paragraph and/ or the gist of the quoted sources.


Research Method

It comprises the procedures or steps of the research, e.g., from the methods of sampling to the data analysis, and presented in brief and concisely by numbering.


Data Analysis and Discussion

It presents the analysis of the related results, theories, and hypotheses (if any) based on the writer’s reasoning. Data analysis and discussion should be presented in brief but clear and it is not dominated by table presentation. The tables which are presented should not be the rough output but in the processed and brief summary. Tables and pictures are presented consistently in the center and the titles are above the tables, exept the names of the figures, they should be typed under the Figures.



Conclusion, Implication, Suggestions, and Limitations

It is the closing of the article which reflects the essence and reasoning of the research by the writer. It is also logically based on the evidence taken from, and presented by the author in paragraphs. Implication, limitations, and suggestions are also presented in paragraphs without numbering.



Primary sources are preferably high valued while the secondary ones should not dominate the total references. The style of reference writing follows the APA Style with Mendeley.



Appendices consist of research instruments, supporting data, pictures, and others that support the articles and help readers understand the research articles.


Tables and Figures

Tables should be the processed one which are included in the text without horizontal lines. When they are too big sizes they should be put in Apenndices. The title names are typed above the tables. Figures should alsobe  put in the text when the sizes are not too big and the title names are typed under the Figures.




Submission Preparation Checklist

As part of the submission process, authors are required to check off their submission's compliance with all of the following items, and submissions may be returned to authors that do not adhere to these guidelines.

  1. The submission has not been previously published, nor is it before another journal for consideration (or an explanation has been provided in Comments to the Editor).
  2. The submission file is in OpenOffice, Microsoft Word, RTF, or WordPerfect document file format.
  3. Where available, URLs for the references have been provided.
  4. The text is single-spaced; uses a 12-point font; employs italics, rather than underlining (except with URL addresses); and all illustrations, figures, and tables are placed within the text at the appropriate points, rather than at the end.
  5. The text adheres to the stylistic and bibliographic requirements outlined in the Author Guidelines, which is found in About the Journal.
  6. If submitting to a peer-reviewed section of the journal, the instructions in Ensuring a Blind Review have been followed.
  7. Biaya publikasi Jurnal untuk penulis sebagai berikut.

    Pengiriman Artikel: 0,00 (IDR)

    Penulis tidak diharuskan membayar Biaya Pengiriman Artikel sebagai bagian dari proses pengajuan untuk berkontribusi pada biaya tinjauan.

    Publikasi Artikel: 750000.00 (IDR)

    Jika makalah ini diterima untuk publikasi, Anda akan diminta untuk membayar Biaya Publikasi Artikel untuk menutupi biaya publikasi. Biaya publikasi dapat ditransfer ke rekening bank resmi kami:

    Acc. Nama: PPPM

    Acc. Nomor: 0103-84-2021010002 (Bank Maspion - Indonesia)

    Jika Anda tidak memiliki dana untuk membayar biaya tersebut, Anda akan memiliki kesempatan untuk membebaskan setiap biaya. Kami tidak ingin ada biaya untuk mencegah publikasi karya yang layak.


Copyright Notice

Author(s) retain the copyright of articles published in this journal, with first publication rights granted to Journal of Business & Banking This Work by Journal of Business & Banking is licensed under a Creative Commons Attribution 4.0 International License.  This license permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.

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