Pengaruh literasi keuangan, locus of control, dan etnis terhadap pengambilan keputusan investasi

Sofi Ariani, Putri Asiza Agustien Aulia Rahmah, Yurisha Ramadhani Putri, Maulidatur Rohmah, Antika Budiningrum, Lutfi Lutfi

Abstract


The purpose of this research is to examine the influence of financial literacy, locus of control, and ethnic on investment decision. This research uses multiple regression analy-sis technique and a sample of 199 investors who put their funds in bank account and real asset in Surabaya and Madura region. The results shows that financial literacy, internal locus of control, external locus of control, and ethnic do not have significant impact si-multaneously on investment decision, while locus control is only variable that has signif-icant partial impact investment decision. This finding implies that goof financial literacy per se will not result in a good investment decision without accompanied by good inter-nal control. Therefore, policy makers should not only focus on financial literacy educa-tion but also increase public awareness about the importance of self-control when making investment decisions.

Keywords


Financial Literacy;Locus of control;Ethnic;and Investment Decision

Full Text:

PDF


DOI: http://dx.doi.org/10.14414/jbb.v5i2.706

Refbacks

  • There are currently no refbacks.


Copyright (c) 2016 Journal of Business & Banking



Abstracting & Indexing

 



Hasil gambar untuk ccby logo

Copyright @ 2011 Pusat Penelitian dan Pengabdian Masyarakat Sekolah Tinggi Ilmu Ekonomi (PPPM STIE)