Salespeople’s Customer Orientation and Customer Satisfaction: An SDL Perspective
DOI:
https://doi.org/10.14414/gb9bq372Keywords:
Service Quality; Salespeople’s Customer Orientation; Perceived Value; Brand Im-age; Customer SatisfactionAbstract
This study aims to examine the influence of service quality and salespeople’s customer orientation on perceived value and customer satisfaction, as well as the mediating role of perceived value and the moderating role of brand image in the relationship between perceived value and customer satisfaction. This research was conducted on bank credit customers in Kendari City using a quantitative approach with an explanatory research design. Data were collected through a survey using a structured questionnaire distributed to 340 respondents. The data were analyzed using Structural Equation Modeling to test the diresct, indirect, and moderation effects in the proposed research model. The results show that service quality and salespeople’s customer orientation have positive effects on perceived value and customer satisfaction. Perceived value also has a positive effect on customer satisfaction, indicating that customers tend to be more satisfied when they perceive that bank credit services provide benefits that are worth the cost, time, effort, and risk involved. In addition, perceived value mediates the relationship between service quality and customer satisfaction, as well as the relationship between salespeople’s customer orientation and customer satisfaction. The findings also confirm that brand image strengthens the effect of perceived value on customer satisfaction.
References
Abeysekera, N., Weerasekera, D., & Silva, A. Impact of customer perceived value on purchase intention in omni-channel fashion context; the role of attitude and customer purchase experience. In Transformative applied research (pp. 292-300). CRC Press.
Abu ELSamen, A., & Akroush, M. N. (2018). How customer orientation enhances salespeople’s performance? A case study from an international market. Benchmarking: An International Journal, 25(7), 2460-2477.
Adusei, C., Tweneboah-Koduah, I., & Agyapong, G. K. (2020). Sales-orientation and customer-orientation on performance of direct sales executives of fidelity bank, Ghana. International Journal of Finance & Banking Studies, 9(4), 70-86.
Andaleeb, S. S., Rashid, M., & Rahman, Q. A. (2016). A model of customer-centric banking practices for corporate clients in Bangladesh. International Journal of Bank Marketing, 34(4), 458-475.
Andreini, D., Salo, J., Wendelin, R., Pezzotta, G., & Gaiardelli, P. (2015). From a service-dominant logic to a good-dominant logic: consequences for the buyer-seller relationships of a corporate bank. IMP Journal, 9(3), 250-266.
Fisher, S. L., & Connelly, C. E. (2017). Lower cost or just lower value? Modeling the organizational costs and benefits of contingent work. Academy of Management Discoveries, 3(2), 165-186.
Ghanem, M. G. (2024). Mediating Impact of Perceived Functional Value of Audit Service on the Relationship between Audit Characteristics and its Effect on Customer Satisfaction with Total Quality Management in Egyptian Hospitals. مجلة الاسکندرية للبحوث المحاسبية, 8(2), 1-46.
Grönroos, C., & Gummerus, J. (2014). The service revolution and its marketing implications: service logic vs service-dominant logic. Managing service quality, 24(3), 206-229.
Heng, L., Ferdinand, A. T., Afifah, N., & Ramadania, R. (2020). Service innovation capability for enhancing marketing performance: An SDL perspectives. Business: Theory and Practice, 21(2), 623-632.
Huang, Y., Lim, K. H., Lin, Z., & Han, S. (2019). Large online product catalog space indicates high store price: understanding customers’ overgeneralization and illogical inference. Information Systems Research, 30(3), 963-979.
Hussain, J., Salia, S., & Karim, A. (2018). Is knowledge that powerful? Financial literacy and access to finance: An analysis of enterprises in the UK. Journal of Small Business and Enterprise Development, 25(6), 985-1003.
Hussain, R., Al Nasser, A., & Hussain, Y. K. (2015). Service quality and customer satisfaction of a UAE-based airline: An empirical investigation. Journal of Air Transport Management, 42, 167-175.
Jiang, Z., Zheng, X., Yu, W., & Chen, J. (2025). Exploring the effects of personality traits on customer perceived value based on text decomposition. IEEE Access.
Kastalli, I. V., Van Looy, B., & Neely, A. (2013). Steering manufacturing firms towards service business model innovation. California management review, 56(1), 100-123.
Keshavarz, Y., & Jamshidi, D. (2018). Service quality evaluation and the mediating role of perceived value and customer satisfaction in customer loyalty. International Journal of tourism cities, 4(2), 220-244.
Korda, A. P., & Snoj, B. (2010). Development, validity and reliability of perceived service quality in retail banking and its relationship with perceived value and customer satisfaction. Managing Global Transitions, 8(2), 187.
Masse, A., Nurhayati, A., Roslan, A. H., & Supriaddin, N. (2026). Forging Brand Commitment through Service Quality and Customer Experience: The Moderating Role of Customer Trust. Al-Kharaj: Journal of Islamic Economic and Business, 8(2).
Mende, M., Salisbury, L. C., Nenkov, G. Y., & Scott, M. L. (2020). Improving financial inclusion through communal financial orientation: How financial service providers can better engage consumers in banking deserts. Journal of Consumer Psychology, 30(2), 379-391.
Moonti, A., Panjaitan, R., Adam, E., & Roslan, A. H. (2023). Linkages nascent entrepreneurship and knowledge quality resonance: explore voluntary co-creation from service dominant logic. Business: Theory and Practice, 24(1), 1–12-11–12.
Morrish, S., Prayag, G., & Nguyen, M. (2016). From brand love to brand divorce: the effect of a disruption in supply on consumer–brand relationships. In Business and Post-Disaster Management (pp. 121-131). Routledge.
Mullins, R., Agnihotri, R., & Hall, Z. (2020). The ambidextrous sales force: aligning salesperson polychronicity and selling contexts for sales-service behaviors and customer value. Journal of service research, 23(1), 33-52.
Nasrul, N., Rommy, N., Hapsari, I., Jurumai, L. P., & Roslan, A. H. (2023). The Role of Destination Brand Love in Mediating Destination Brand Authenticity on Destination Loyalty. Jurnal Manajemen Industri dan Logistik, 7(2), 295-307.
Norouzi, A., Jafarizadeh, A. A., Karbalaei, M., & Najafi, Y. (2013). The effective major factors on customer perceived value in service context: The application of ANFIS method. European Online Journal of Natural and Social Sciences, 2(3), pp. 408-416.
Okour, M. K., Chong, C. W., & Abdelfattah, F. (2023). The mediating role of perceived value on electronic service quality and customer satisfaction: Evidence from Malaysia. Innovative Marketing, 19(4), 26.
Özkan, P., Süer, S., Keser, İ. K., & Kocakoç, İ. D. (2020). The effect of service quality and customer satisfaction on customer loyalty: The mediation of perceived value of services, corporate image, and corporate reputation. International Journal of Bank Marketing, 38(2), 384-405.
Redda, E. H. (2023). E-banking quality and customer loyalty: The mediating role of customer satisfaction. Banks and Bank Systems, 18(2), 177.
Roslan, A. H. (2025). Digital Marketing Innovation And Marketing Capability Moderating Effects On Sme Sales Performance. Jurnal Pustaka Cendekia Hukum dan Ilmu Sosial, 3(3), 767-777.
Roslan, A. H., & Rahayuningsih, T. (2026). E-Service Quality in Mobile Banking and E-Loyalty: Corporate Image Mediation and User Experience Moderation. RIGGS: Journal of Artificial Intelligence and Digital Business, 4(4), 8840-8846.
Sadihin, G. J., Angelika, P. E., Putra, I., Aryaputra, F. A., & Otniel, T. (2025). The impact of social media activities on" Labubu the Monsters" brand awareness and brand image. ASEAN Marketing Journal, 17(2), 176-200.
Seo, S., Su, J., & Hodges, N. (2026). Measuring Consumer Perceived Values: Development and Validation of a Scale to Investigate Self‐Gifting and Consumer Satisfaction. Journal of Consumer Behaviour, 25(1), 85-101.
Siddiqi, M. A., & Sahaf, M. A. (2019). Customer orientation of service employees and organisational performance: Empirical evidence from Indian banking. In Researching Marketing Decisions (pp. 153-181). Routledge India.
Soetan, T. O., Mogaji, E., & Nguyen, N. P. (2021). Financial services experience and consumption in Nigeria. Journal of Services Marketing, 35(7), 947-961.
Stulz, R. M. (2019). Fintech, bigtech, and the future of banks. Journal of applied corporate finance, 31(4), 86-97.
Supriaddin, N., & Roslan, A. H. (2025). The Moderating Role of Agricultural Product Categories in the Relationship Between Digital Marketing Competencies and Marketing Performance. Journal of Global Innovations in Agricultural Sciences, 1199-1208.
Tallon, P. P. (2010). A service science perspective on strategic choice, IT, and performance in US banking. Journal of Management Information Systems, 26(4), 219-252.
Tran, D. K. (2021). How does CSR influence customer loyalty in the banking sector? Evidence from Vietnam. In Recent Developments in Vietnamese Business and Finance (pp. 411-438). World Scientific.
Tregua, M., Brozovic, D., & D'Auria, A. (2021). 15 years of service-dominant logic: analyzing citation practices of Vargo and Lusch (2004). Journal of Service Theory and Practice, 31(4), 563-606.
Verhoef, G. (2017). The rise of financial services in Africa: An historical perspective.
Vidyanata, D. (2022). Understanding the effect of social media marketing on purchase intention: A value-based adoption model. JDM (Jurnal Dinamika Manajemen), 13(2), 305-321.
Yusuf, H., & Roslan, A. H. (2025). The Role of Ownership and Attention in Driving Buying Intention in E-Commerce. Jurnal Ilmiah Manajemen Kesatuan, 13(3), 1547-1558.
Zameer, H., Tara, A., Kausar, U., & Mohsin, A. (2015). Impact of service quality, corporate image and customer satisfaction towards customers’ perceived value in the banking sector in Pakistan. International Journal of Bank Marketing, 33(4), 442-456.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Hayat Yusuf, Ardiansyah Goeliling, Astil, Syahra

This work is licensed under a Creative Commons Attribution 4.0 International License.



