Pengaruh pengetahuan keuangan, pengalaman keuangan, dan pendapatan terhadap perilaku keuangan keluarga

Tirani Rahma Brilianti; Lutfi Lutfi

doi:10.14414/jbb.v9i2.1762

Vol. 9 No. 2 (2019), Articles

Vol. 9 No. 2 (2019) Pages 197 - 213

Pengaruh pengetahuan keuangan, pengalaman keuangan, dan pendapatan terhadap perilaku keuangan keluarga

Tirani Rahma Brilianti⁺⁻
Lutfi Lutfi⁺⁻

Tirani Rahma Brilianti

STIE Perbanas Surabaya

Lutfi Lutfi

STIE Perbanas Surabaya

DOI: 10.14414/jbb.v9i2.1762

Published 2020-02-10

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Keywords

Financial Behavior
Financial Knowledge
Financial Experience
Incomeintention.

How to Cite

Brilianti, T. R., & Lutfi, L. (2020). Pengaruh pengetahuan keuangan, pengalaman keuangan, dan pendapatan terhadap perilaku keuangan keluarga. Journal of Business & Banking, 9(2), 197-213. https://doi.org/10.14414/jbb.v9i2.1762

Abstract

This study aims to examine the effect of financial knowledge, financial experience, and income on financial behavior. The sample was taken using a purposive sampling and convenience sampling. The respondents were household financial manager in Madiun. There were 162 people taking part in this study. The data were analyzed using Multiple Regression. The results of this study showed that financial experience and financial knowledge have a significant positive effect on financial behavior. In addition, there is differences in financial behavior based on income level. This implied that household financial managers need to improve their financial knowledge and experience, such as in banking and capita market, so that they are able to manager their familiesâ€™ financial matter better.

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Pengaruh pengetahuan keuangan, pengalaman keuangan, dan pendapatan terhadap perilaku keuangan keluarga

Keywords

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