Pengaruh niat berperilaku, kecerdasan spiritual dan financial literacy terhadap pengelolaan keuangan keluarga (studi kasus masyarakat Surabaya dan Sidoarjo)

Tomi Arganata, Lutfi Lutfi

Abstract


Family financial managemenet is very important in fostering the family economy. This study aims to examine the effect of behavioral intentions, spiritual intelligence and financial literacy on family financial management (the study case of Surabaya and Sidoarjo Region). Samples used in this study are 179 respondents who are financial managers in the family. Data collectedby questionnaires with purposive sampling technique and convenience sampling technique. Analysis used in this srtudy is Multiple Regression Analysis (MRA). The results of this study indicate that behavioral intention and spiritual intelligence have a significant positive effect on family financial management in Surabaya and Sidoarjo Region, and financial literacy have positive but not significant impact on family financial management in Surabaya and Sidoarjo Region.


Keywords


Behavioral Intention, Spiritual Intelligence, Financial Literacy and Family Financial Management.



DOI: http://dx.doi.org/10.14414/jbb.v9i1.1555

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