Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia

Anggraeni Anggraeni; Iik Arie Saputri

doi:10.14414/jbb.v10i1.2182

Vol. 10 No. 1 (2020), Articles

Vol. 10 No. 1 (2020) Pages 129-149

Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia

Anggraeni Anggraeni⁺⁻
Iik Arie Saputri⁺⁻

Anggraeni Anggraeni

STIE Perbanas Surabaya

Iik Arie Saputri

STIE Perbanas Surabaya

DOI: 10.14414/jbb.v10i1.2182

Published 2020-10-30

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Supplementary Files

DIVERSIFIKASI ASET, RISIKO BANK, UKURAN BANK, DAN LIKUIDITAS BANK TERHADAP EFISIENSI BANK SYARIAH DENGAN METODE SFA

Keywords

Diversification
Bank Risk
Total Assets
Liquidity
Efficiency
SFA.

How to Cite

Anggraeni, A., & Saputri, I. A. (2020). Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia. Journal of Business & Banking, 10(1), 129-149. https://doi.org/10.14414/jbb.v10i1.2182

Abstract

There are some factors that affect the banksâ€™ efficiency and therefore, it is important to do research in relation to analyze those factors. The efficiency of the banking industry is required. The purpose of this study is to examine the effect of asset diversification, bank risk, bank size, and bank liquidity on the efficiency of sharia banks using Stochastic Frontier Analysis (SFA). The sample of this research is Sharia Commercial Bank, in Indonesia, which has been registered in OJK for the 2014-2018 period. The data were analyzed by using descriptive and statistical analysis with Frontier 4.1. The results showed that asset diversification, bank risk, and bank liquidity had a negative effect on efficiency. On the contrary, Total Assets has a positive effect on Efficiency. It is recommended that the banks should minimize their risk in order to increase efficiency as well as not to diversify their assets.

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Diversifikasi Aset, Risiko Bank, Ukuran Bank, dan Likuiditas Bank terhadap Efisiensi Bank Syariah di Indonesia

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