Journal of Business and Banking

The Journal of Business and Banking (JBB) has been published since 2011 under the management of PPPM (Center for Research and Community Services) Sekolah Tingi Ilmu Ekonomi Perbanas Surabaya. The publication of this research journal aims to improve the research product quality, and channel all the interested parties in sharing and disseminating knowledge to academics, students, practitioners, and observers of knowledge. Articles that are accepted should be based on the results of research or the review of research articles for all topics, related to the fields of business and banking. The Journal of Business and Banking (JBB) collaboration with ISEI Cab. Surabaya Koord. JATIM.

The Journal of Business and Banking (JBB) is published twice a year, namely the edition of May-October and that of November-April. It was accredited by the Directorate of Higher Education (Dikti), Jakarta, with its accreditation No:  23/E/KPT/2019.

The selection criteria include the suitability of the topics or the journal focus, and the guidelines regarding the journal article writing stipulated by the journal of Business and Banking (JBB), the feasibility of the topic of discussion, the relevance of the research method used, the significance of contributions to the development of science and professions related to Business and Banking, and current business and banking development.

A review of the articles is done by blind review involving the related reviewers and they are independently to review the articles. The editors, however, have their rights to accept or reject the articles based on the results of the review by providing constructive comments to the authors.


The Journal of Business and Banking (JBB), with registered number ISSN: 2088-7841, ISSN (online): 2303-3460 have been indexed in:

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Journal of Business and Banking (JBB) indexed by Science and Technology Index (SINTA) S3

JBB is Nationally Accredited by Kemristekdikti. Journal of Business and Banking (JBB) indexed  by Science and Technology Index (SINTA) S3.  The journal is classified into national's 3rd highest cluster for reputable journal in Indonesia.
Posted: 2019-08-30
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Vol 9, No 2 (2019): November 2019 - April 2020

Table of Contents


Kartika Sari
179 -196
Tirani Rahma Brilianti, Lutfi Lutfi
197 - 213
Sri Hartini, Cathleya Anglelyn, Sukaris Sukaris
215 - 227
Juliana Juliana, Johan Johan
229 - 246
Immanuel Candra Irawan
247 - 260
Syania Dita Cahyani, Herizon Herizon
261 - 277
Dyah Regita Pramestiningrum, Rr. Iramani
279 - 296
Pandu Alvi Baskoro, Suratno Suratno, Syahril Djaddang
297 - 308
Elviga Cintha Ligita, Muazaroh Muazaroh
309 - 322
Acai Sudirman, Efendi Efendi, Sri Harini
323 - 335