Risman, Asep, Anees Janee Ali, Mochamad Soelton, and Indra Siswanti. 2023. “The Behavioral Finance of MSMEs in the Advancement of Financial Inclusion and Financial Technology (Fintech)”. The Indonesian Accounting Review 13 (1):91-101. https://doi.org/10.14414/tiar.v13i1.3213.