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D

Darmawan, Jaka, Universitas Darmajaya
Dewi, Nurul Hasanah Uswati, Universitas Hayam Wuruk Perbanas Surabaya (Indonesia)
Diptyana, Pepie (Indonesia)
Djunaedi, Arief Zeinfiki, STIE Perbanas Surabaya (Indonesia)
Djunaedi, Arif Z, Hayam Wuruk Perbanas University (Indonesia)
Dwiati, Agustina Ratna, Universitas Hayam Wuruk Perbanas

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