Rafinda, Ascaryan, Bambang Agus Pramuka, and Poppy Dian Indira Kusuma. 2013. “THE TREND AND VARIATION OF INTELLECTUAL CAPITAL DISCLOSURE AT BANK INDUSTRIES IN EUROPE”. Journal of Economics, Business, & Accountancy Ventura 16 (1). https://doi.org/10.14414/jebav.v16i1.128.