PRIHANTORO, L. T.; NURYAKIN, C. Does Collateral Affect the Access and Loan Payment Behavior of MSMEs?. Journal of Economics, Business, and Accountancy Ventura, [S. l.], v. 23, n. 2, p. 218–225, 2020. DOI: 10.14414/jebav.v23i2.2336. Disponível em: https://journal.perbanas.ac.id/index.php/jebav/article/view/2336. Acesso em: 20 jan. 2025.