MODEL OF IT ADOPTION FOR INCREASING THE MSME’S COMPETITIVE ADVANTAGE. Journal of Economics, Business, and Accountancy Ventura, [S. l.], v. 16, n. 1, 2013. DOI: 10.14414/jebav.v16i1.122. Disponível em: https://journal.perbanas.ac.id/index.php/jebav/article/view/122. Acesso em: 9 aug. 2025.