CREDIT RISK-TAKING AND CAPITAL POSITION: EVIDENCE FROM TWO-STAGE REGRESSION. Journal of Economics, Business, and Accountancy Ventura, [S. l.], v. 15, n. 1, p. 117–126, 2012. DOI: 10.14414/jebav.v15i1.64. Disponível em: https://journal.perbanas.ac.id/index.php/jebav/article/view/64. Acesso em: 31 aug. 2025.