M, Abdurrahman, STIE Perbanas Surabaya (Indonesia)
Machila, Khuryatul, STIE Perbanas Surabaya (Indonesia)
Madiono Sutanto, Eddy, Universitas Kristen Petra (Indonesia)
Mahadwartha, Putu Anom (Indonesia)
Mahalalita, Dian Al Ardhi (Indonesia)
Mandrata, Muhammad Ilham (Indonesia)
Mario Patty, Ferdian, Universitas Kristen Petra (Indonesia)
Marta, Laila Saleh, STIE Perbanas Surabaya (Indonesia)
Marta', Laila Saleh, STIE Perbanas Surabaya (Indonesia)
Maschudah Ilfitriah, Aniek, STIE Perbanas Surabaya (Indonesia)
Maski, Ghozali, University of Brawijaya (Indonesia)
Mega T., Maretia, STIE Perbanas Surabaya (Indonesia)
Memarista, Gesti (Indonesia)
Mentari, Andi Dewi (Indonesia)
Mersis, Kristina (Indonesia)
Merty, Nelaini Ika (Indonesia)
Miliangan Liang, Dewi Mistyca, Universitas Kristen Petra (Indonesia)
Muazaroh, Muazaroh, ID Scopus 57195317446, Universitas Hayam Wuruk Perbanas (Indonesia)
Muazaroh, Muazaroh, STIE Perbanas Surabaya (Indonesia)
Muhsyi, Abdul, Jember University (Indonesia)
Muid Al Choiri, Mochammad Abdul (Indonesia)
Murdoyo Rahadiarto, Diky, STIE Perbanas Surabaya (Indonesia)
Musthofa, Muhammad Zainal (Indonesia)

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