L. B. B. Amaral, R. Iramani, and T. D. . Pertiwi, “Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste”, JBB, vol. 14, no. 1, pp. 113–132, Oct. 2024, doi: 10.14414/jbb.v14i1.5024.