Digitalisasi UMKM, Literasi Keuangan, dan Kinerja Keuangan : Studi pada masa Pandemi COVID-19. Journal of Business & Banking, [S. l.], v. 11, n. 1, p. 73–92, 2021. DOI: 10.14414/jbb.v11i1.2552. Disponível em: https://journal.perbanas.ac.id/index.php/jbb/article/view/2552. Acesso em: 8 aug. 2025.