Studi financial literacy, financial self-efficacy, financial behavior dosen Universidade da Paz Timor Leste. Journal of Business & Banking, [S. l.], v. 14, n. 1, p. 113–132, 2024. DOI: 10.14414/jbb.v14i1.5024. Disponível em: https://journal.perbanas.ac.id/index.php/jbb/article/view/5024. Acesso em: 18 sep. 2025.