The effect of perceived benefits,ease of use, and risk on culinary MSMEs’ interest in utilizing QRIS. Journal of Business & Banking, [S. l.], v. 14, n. 1, p. 19–38, 2024. DOI: 10.14414/jbb.v14i1.4674. Disponível em: https://journal.perbanas.ac.id/index.php/jbb/article/view/4674. Acesso em: 8 aug. 2025.