Financial Factors Contribution to SMEs’ Profitability. Journal of Business & Banking, [S. l.], v. 12, n. 1, p. 19–33, 2022. DOI: 10.14414/jbb.v12i1.2956. Disponível em: https://journal.perbanas.ac.id/index.php/jbb/article/view/2956. Acesso em: 8 aug. 2025.