Pengaruh kegunaan, kesesuaian, keuntungan, motivasi, dan risiko terhadap niat perilaku pada mobile banking Bank Mandiri di Surabaya. Journal of Business & Banking, [S. l.], v. 9, n. 1, p. 1–18, 2019. DOI: 10.14414/jbb.v9i1.1501. Disponível em: http://journal.perbanas.ac.id/index.php/jbb/article/view/1501. Acesso em: 5 sep. 2025.